Services
Loan Inquiry
Loans
Unsecured Loans
Share Secured Loans
Back-to-School Specials
New/Used Auto Loans
Christmas Specials
Payday Alternative Loans
Savings / Share Accounts and Rates
| Savings Accounts | Minimum Balance Range | APY** | Compounded / Credited | Minimum Opening Deposit |
|---|---|---|---|---|
| Regular Share Savings | $10.00 - above | 0.10% | Daily/Quarterly | $35.00 |
| Christmas Club Accounts¹ | $5.00 | 0.15% | Daily/Quarterly | $10.00 |
| Vacation Club Accounts | $5.00 | 0.15% | Daily/Quarterly | $10.00 |
| MMIA | $1,500.00 | 0.30% | Daily/Quarterly | $1,500.00 |
| IRA Shares² | $500.00 | 0.45% | Daily/Quarterly | $500.00 |
| Share Certificates² | $1,000.00 | 0.30% | Daily/Quarterly | $1,000.00 |
| **Commercial MMIA Tiers | $250,000 - $200,000 | 0.75% | ||
| **Commercial MMIA Tiers | $199,000 - $150,000 | 0.50% | ||
| **Commercial MMIA Tiers | $149,000 - Below | 0.30% |
Loan Types and Rates
| Loan Type | APR* As Low As³ | Conditions |
|---|---|---|
| New Vehicle Auto/SUV/Truck/Motorcycle |
7.25% | Current year models (Mileage restrictions may apply) |
| Used Vehicle Auto/SUV/Truck/Motorcycle |
7.50% | No older than 7 years (Mileage restrictions may apply) |
| New Recreational Vehicle Boat/Motor/Trailer |
7.25% | Contact credit union for more details |
| New Recreational Vehicle Boat/Motor/Trailer |
7.50% | Contact credit union for more details |
| Unsecured Loan | 8.50% | Contact credit union for more details |
| Payday Alternative Loans | 24.00% | Up to $1,000.00 Loan terms – up to 6 months Fee to apply: $20.00 |
| Certificate Secured Tiers
12 mo. thru 48 mo. Maintain a balance in your share certificate account that is equal to the balance of your loan. |
3.30% | Deposit account being pledged to secure the loan. Rates based on pledged balance. |
| Share Secured – Maintain a balance in your share savings account that is equal to the balance of your loan |
3.30% | Deposit account being pledged to secure the loan |
| Loan Specials | Contact credit union for more details |
¹Christmas Club account (everything but $5.00) will be paid to you by check or transferred to
another account of yours on or after the 2nd week of November and with continued deposits,
the account will remain open.
²There is a substantial penalty for early withdrawal of Certificate or IRA funds which could reduce the earnings on your account. Certificate rates varies based on tiers. Commercial MMIA's is not being offered at this time**
³Interest rates above reflect lowest interest rates and may be as high as 18% based on information obtained from your credit application and credit report. Interest rates are subject to change without prior notice ad may be different than those stated above. Loan amount vary based on individual credit history. The Annual Percentage Rate (APR) is fixed for all loans.